{"id":29262,"date":"2026-07-16T16:00:37","date_gmt":"2026-07-16T10:15:37","guid":{"rendered":"https:\/\/english.kathmandupati.com\/?p=29262"},"modified":"2026-07-16T16:00:38","modified_gmt":"2026-07-16T10:15:38","slug":"most-nepal-banks-hold-deposit-rates-steady","status":"publish","type":"post","link":"https:\/\/english.kathmandupati.com\/?p=29262","title":{"rendered":"Most Nepal banks hold deposit rates steady"},"content":{"rendered":"\n

Kathmandu [Nepal], July 16 –<\/strong> Most of Nepal’s commercial banks have kept interest rates on personal deposits unchanged for the month of Shrawan while six lenders lowered their rates according to the latest published deposit rate schedule.<\/p>\n\n\n\n

Of the country’s 20 commercial banks, 14 maintained their existing interest rates on individual fixed deposits while six reduced their rates for the new month.<\/p>\n\n\n\n

The average interest rate on individual fixed deposits fell to 4.17% for Shrawan from 4.26% in Asar. The average rate for institutional fixed deposits stands at 3.12%.<\/p>\n\n\n\n

Among the banks that cut rates Citizens Bank International lowered its maximum individual fixed deposit rate to 3.95%, Kumari Bank to 3.85%, NMB Bank to 4.50%, Global IME Bank to 4.00%, Standard Chartered Bank Nepal to 3.85% and Rastriya Banijya Bank to 4.00%.<\/p>\n\n\n\n

Prabhu Bank and Nabil Bank continue to offer the highest maximum fixed deposit rate of 4.55%, while Machhapuchchhre Bank, Sanima Bank and Nepal Investment Mega Bank are offering 4.50%.<\/p>\n\n\n\n

The largely stable interest rate environment reflects continued liquidity in Nepal’s banking system with lenders making only modest adjustments despite a handful of rate reductions.<\/p>\n\n\n\n

Deposit rates are closely watched by savers and investors as they influence returns on fixed income savings products and often signal broader trends in the country’s banking sector.<\/p>\n\n\n\n

The revised rates will remain effective for the month of Shrawan unless banks announce further changes in line with regulatory requirements or market conditions.<\/p>\n","protected":false},"excerpt":{"rendered":"

Kathmandu [Nepal], July 16 – Most of Nepal’s commercial banks have kept interest rates on personal deposits unchanged for the month of Shrawan while six lenders lowered their rates according to the latest published deposit rate schedule. 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